One business account. Two ways to move forward.Meet your PayeMate
ONE ACCOUNT. BUILT FOR BUSINESS.

Get paid.
Go further.

Business payments and management. USDT and USDC.
One PayeMate account for your next move.

One business account · Starting in Malawi · Product preview
Moyo Creative MC
YOUR BUSINESS AT A GLANCE

Good things are growing.

SAMPLE DATA
Recorded salesMWK 2,400,000This month · sample records
Payments received1,850,000MWK · recorded collections
Unpaid invoices482,000MWK · follow up with clarity
Sales overviewThis month
Week 1Week 2Week 3Week 4
Ways to get paid
mMobile money62%
bBank transfer26%
cCard payments12%
Illustrative payment mix
Recent activity
Invoice paymentMoyo Studio
MWK 125,000Recorded
Shop saleIn-store customer
MWK 48,500Recorded
₮
YOUR NEXT CHAPTERBuilt for business.And a world of possibility.
More in view. Less in your way.One connected business workspace.

A look inside PayeMate · Illustrative data · Explore the working preview

SMALL BUSINESS.
BIG POSSIBILITY.
Shops & retailersFreelancersOnline merchantsGrowing SMEs
THE TWO SIDES OF PAYEMATE

One business account.
More ways forward.

From the everyday work to your next opportunity.
Choose the tools you need.
Use the same PayeMate sign-in for both.

PAYEMATE BUSINESS01

Get paid.
Run your business.

Your payments, sales, customers and costs, organised in one business workspace.

  • Payment links, invoices & collections
  • Shops, marketplace, customers & tickets
  • Expenses, reports & business insights
DIGITAL ASSETS02

Buy and sell.
Think beyond kwacha.

A clear way to explore USDT and USDC, with your business’s assets at the centre.

  • ₮Buy USDT and USDC with MWK
  • Sell assets for a quoted MWK amount
  • Clear rates, fees, networks & order records
01 / PAYEMATE BUSINESS

The tools to run
your everyday.

Get paid, organise your business and understand your money.
Practical services. One useful workspace.

Explore Business
GET PAID & KEEP TRACK

From “invoice sent”
to a clearer record.

Create invoices and payment requests.
Follow what’s paid, pending and overdue.

Explore payment tools
INVOICE PM-0042

Made for your work.

Brand identity & design services

Project servicesMWK 125,000
Total dueMWK 125,000
View payment request Illustrative invoice
Keep the details together.Invoice. Customer. Payment record.
UNDERSTAND YOUR MONEY

Good questions.
Useful answers.

Explore your business performance
through the records behind the numbers.

Explore business insights
MCHow did my business do this week?
A clearer picture, from your records.

Your recorded sales were MWK 2.4 million. Mobile money accounted for 62% of collections.

SalesMWK 2,400,000
Illustrative answer · Based on structured records
RUN THE EVERYDAY

More of your business.
In one place.

Shops, customers, products, tickets and sales.
The everyday work, a little more organised.

CustomersTicketsMarketplace
Your shopProducts & inventory
PAYEMATE TICKETSMade for
a full house.
Admissions, together with sales.
KNOW WHERE IT GOES

Every expense.
A clearer picture.

Record costs, attach receipts and keep
your operating picture in view.

Explore expenses
THIS MONTH · SAMPLE
Stock & suppliesMWK 480,000
Operating expensesMWK 320,000
Delivery & logisticsMWK 160,000
02 / PAYEMATE DIGITAL ASSETS

Buy. Sell.
Build your assets.

Buy and sell USDT and USDC with Malawi kwacha. See your coins first, understand your quote, and follow every order.

Your business buys atMK 4,500per USDT / USDC
Your business sells atMK 4,100per USDT / USDC
  • USDT and USDC balances, clearly presented.
  • Rates, fees and destinations before you confirm.
  • Order tracking and exportable records.
Explore Digital AssetsTry the buy & sell preview Configured demo rates, before fees. No real funds move.
PayeMate
Digital Assets SAMPLE DATABUSINESS ACCOUNT
YOUR ACCUMULATED ASSETS
₮USDT1,250.00Tron (TRC20)
$USDC800.00Base

Coins first. A clearer view of your next move.

Buy cryptoSell crypto
PayeMate exchange ratesConfigured demo rates
Per coinYou buyYou sell
₮USDTMK 4,500MK 4,100
$USDCMK 4,500MK 4,100

Rate, fees, network and destination.
See the details before you confirm.

$YOUR PAYEMATE ACCOUNTBusiness + Digital Assets.
PPayChanguKOneKhusaYour websiteYour shopYour records
BRING YOUR BUSINESS TOGETHER

Your providers.
A clearer picture.

Keep the payment providers you know. Bring payment records, websites and other business activity into a more useful view.

PayChanguOneKhusaWebsites & apps

Gateway connectors and automated source sync are in development. The preview uses sample connections.

See how the pieces fit
A LITTLE CLARITY

Good questions.
Clear answers.

A few things to know before
your next move.

What is PayeMate?

PayeMate brings two products under one brand. Business brings payment records and everyday business tools into one workspace. Digital Assets is a separate workspace for exploring USDT and USDC purchases and sales with MWK.

Who is PayeMate built for?

Business owners, small shops, freelancers, online merchants and growing SMEs. All PayeMate accounts are business accounts. The initial market is Malawi; broader regional access is part of the ambition, not a current availability claim.

Can I move real money in the preview?

No. You can explore the workspaces, create business records and practise the payment or asset-order journey. Provider connections, confirmations, asset balances and payouts are simulated. No real bank, mobile-money or external wallet account is linked.

Do I need separate accounts for Business and Digital Assets?

No. You use one PayeMate business account and the same sign-in for both products. Open your account to choose a workspace, or use the product switcher inside a dashboard. Financial records stay organised by workspace; switching never transfers Business collections into Digital Assets.

What are the USDT and USDC rates?

PayeMate’s configured rate is MK 4,500 per coin when your business buys and MK 4,100 when your business sells. Both USDT and USDC use those rates in the demo. The quote also shows service fees and the network allowance or payout fee before confirmation.

Does PayeMate hold my business payment funds?

The intended Business model uses authorised payment providers for processing and settlement. PayeMate brings the records and operating tools together. This preview does not process, hold or settle actual payment funds.

ONE BUSINESS ACCOUNT. BOTH SIDES OF PAYEMATE.

Your business.
Your next move.

Get started with PayeMate

Sign in once. Open Business or Digital Assets.